Thursday, May 7, 2009

Part-Time Malpractice Insurance?

If you're a physician, but you only see a few patients each week, should you get a lower rate on your malpractice insurance? What's all this talk about part-time malpractice insurance?

This question was answered by Medical Economics in a Q&A format, and the bottom line seems to be that malpractice insurance is determined by the number of hours you work and not by the volume of patients you see.

So, if you're thinking about reducing your clinical volume so that you can start exploring some non-clinical opportunities, think about the amount of time you'll be spending in your clinical practice. Maybe you'll qualify for part-time malpractice insurance if your hours in the medical office are less than 40 hours/week (I'm not an insurance agent, so maybe I shouldn't be making these types of statements).

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