You may be surprised to know that a physician may claim disability and continue to work in a non-clinical setting. Physician disability insurance can be very specific about your specialty. So, if you're a disabled surgeon and you change your line of work and start seeing patients as a non-surgical primary care physician, you may still qualify for medical disability since you're no longer able to operate.
Sounds interesting, doesn't it?
Furthermore, if you're a disabled physician, you may find yourself doing some non-clinical things like medical writing, consulting, teaching, and research. You may still qualify for disability since you're no longer working in direct patient care.